Terms to help you play:

Soft Hand: a hand that includes an Ace and has two totals, neither of which exceeds 21

Hard Hand: a hand in which there is no Ace or the Ace counts as one

Blackjack: any first two cards dealt to a hand that total 21

Bust or Broke: cards add up to 22 or more

Hit or Draw: signifies you want another card (with a scratching motion on the table)

Doubling Down: when you double down, you double your original bet and receive one additional card

Splitting Pairs: if you have two cards of equal value in one hand, you may split them into two separate hands by placing an additional bet equal to your original bet. If you split Aces, you get only one hit on each Ace.

Surrender: Once you have received your original two cards, you have the option to surrender if you do not like the cards you received. The dealer takes half of your original bet and your hand is discarded. You can surrender on any original two-card hand, except when the dealer has a Blackjack.

Insurance: If the Dealer's first card is an Ace, you can insure your bet against the possibility of the dealer's final hand being a Blackjack. Insurance bets are up to one half of your original bet. If the dealer's hand is not a Blackjack, the player loses his or her insurance bet. If the dealer's hand is a Blackjack, the insurance bet is paid two times the amount paid for the insurance.

Stand: you don’t want any more cards

Push: you have the same count as the dealer – a tie – and nobody wins.

Payouts

All winning bets are paid even money except for a Blackjack, which pays three to two. When a push occurs, you keep your original bet.

A Blackjack (two cards that equal 21) beats all other combinations of cards that equal 21. A two-card 21 on split hands is not a Blackjack.